Date of experience: February 08, 2023. What Medical Records are Needed From My Veterinarian? This means that any illnesses or injuries related to that condition will not be covered. Once you have your custom pet insurance policy and have paid your premium on a monthly or annual schedule, you carry on as usual! You're reimbursed for up to 90% of eligible expenses, up to the annual maximum, for the diagnosis and treatment of your pet by a vet. How to Save Money on Spot Pet Insurance There are two ways you can cut the cost of pet insurance with Spot, including: 10% discount for insuring more than one pet 10% group employee. Any modifications to the Terms will be effective upon posting. Phone support is available Monday - Friday, 24h CST. Insurance plans are marketed and produced by Spot Insurance Services, LLC. 1). Pop culture evangelist. However, if you have chosen to pay your premiums in monthly installments, you wont be eligible for a refund. Be a legal resident of the 50 United States, or the District of Columbia, including APO/FPO addresses excluding Puerto Rico. Waiting periods. You do not need to be a policyholder, purchaser, or quoter to participate. Visit ourdog insuranceandcat insurancepages for more information about plans. Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. A few companies offer additional coverage for routine vaccinations and other routine care such as dental cleanings for an added fee. Customer Service Monday to Friday 8:00am - 8:00pm EST Phone: 1.800.905.1595 Before reaching out with questions about pet insurance plans from Spot, be sure to read our FAQ page. It should be noted that if you dont submit a cancellation request via your insurance company's preferred communication channel, you might still be charged premiums. You may cancel this policy at any time. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. According to the Canadian Animal Health Institute, around 8.3 million Canadian households have cats and another 8.2 million have dogs, but only 3% of pet owners have pet insurance. Do Plans Provided by Spot Have a Money-back Guarantee? If you are filing a claim, you will need to submit the itemized invoice. Whenever you have a pet insurance question or need to review your options, please email us or call us at 1-855-898-8991. Pet Insurance Plans Find out what eligible conditions and accidents our plans cover. NOTICE TO NEW MEXICO APPLICANTS:Any person who knowingly presents a false or fraudulent claim for payment for payment of a loss or benefit or knowingly presents false information in an application for insurance is guilty of a crime and may be subject to civil fines and criminal penalties. PLEASE BE AWARE THAT INTERNET DATA TRANSMISSION IS NOT ALWAYS SECURE AND WE CANNOT WARRANT THAT INFORMATION YOU TRANSMIT UTILIZING THE OFFERINGS IS SECURE. Your veterinarian may also need to submit other medical records. What you should know. 4.1 Warranty. Your own price will vary, so it's worth shopping around. These policies come with an annual deductible and annual coverage limits. Sponsor is not responsible for incorrect, inaccurate or incomplete entry of information or for entries which are garbled, damaged, incompletely received, otherwise defective or lost due to any reason, all of which will be voided. While your cat or dog might be perfectly healthy at the moment, unexpected veterinary expenses can arise at any time. According to Spot, you can get accident-only coverage with premiums that start at $17 per month. Accident & Illness coverage reimbursements are based on the invoice. SPOT's Key Attributes. Taking your pet to the vet when it comes down with a fever or breaks a bone is never cheap. If you pay by monthly direct debit, or you have paid annually on your credit card and agreed to Continuous Payment Authority (CPA), your policy will renew automatically unless you tell us otherwise. Hi Dawn, please give us a call at 1-800-905-1595 or email us at service@customer.spotpetins.com (8AM-8PM EST Mon-Fri) and we can help you out with cancelling. Find more information on preventative care coverage here. However, Spot accident & illness plans cover treatments for dental illnesses. NOTICE TO OHIO APPLICANTS:Any person who, with intent to defraud or knowing that he is facilitating a fraud against an insurer, submits an application or files a claim containing a false or deceptive statement is guilty of insurance fraud. 4. If you have any questions relating to these Terms, the Site, the Offerings or SPOT, please contact: reply@SPOTpetins.com. " in 3 reviews " Fast claim payment, great price and peace of mind!!! Insurance producers are authorized by their license to confer with insurance purchasers about the benefits, terms and conditions of insurance contracts; to offer advice concerning the substantive benefits of particular insurance contracts; to sell insurance; and to obtain insurance for purchasers. Click the Add-A-Pet link on the home page of the Member Portal to fill in your pets information and select coverage. PRIVACY. .css-1ew3ln7{-webkit-text-decoration:none;text-decoration:none;color:#3f6587;color:#212529;}.css-1ew3ln7:hover{color:#3f6587;-webkit-text-decoration:underline;text-decoration:underline;}How Pet Insurance Works. For all terms and conditions visit spotpetins.com/sample-policy. You can get pet health insurance through various insurers, such as 24PetWatch, Petsmart, Banfield Pet Hospital, Petco, Pets Best, AKC, Costco, Sam's Club, B.J.'s Wholesale Club, and more. For a comprehensive list of policy exclusions and limitations, click here to view a sample policy. What is insured under this pet insurance plan? After seeing success in the US, Spot Pet Insurance has announced its entry into the Canadian market. However, you cant simply stop paying the monthly premiums; you will need to contact your pet insurance provider first. NOTICE TO NEW JERSEY APPLICANTS:Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. By entering this Sweepstakes, each Entrant agrees to be bound by these Official Rules and by the decisions of the Sponsor and its judges and agents, which are final and binding in all matters relating to the Sweepstakes. Wagmo. By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. Your coverage limit for an Accident-Only policy can be $3,000, $4,000, $5,000, $7,000 or $10,000 per year. Pre-existing conditions are not covered. Please have your PIN ready when calling. The 30-day money-back guarantee is available if no claims have been covered. In this article, were covering everything you need to know in case you decide to cancel your pet insurance policy, including how to submit requests, what costs you might pay, and other key considerations. Your annual deductible amount applies during each policy period. By submitting an entry to Sponsor, all Entrants acknowledge and agree that the information that they have provided will be maintained on Spot Pet Insurances server in accordance with their Privacy Policy, COMMUNICATION. Morristown, NJ). However, if you decide to cancel your coverage, you may not be able to re-insure your pet at a later date. Consumer Rating is a Fetch by The Dodo Partner. You can also get a pet insurance quote through your veterinarian or by shopping around online. Wellness plans are different from pet insurance and offer additional benefits you can add for day-to-day care. Void where prohibited. Vaccines & checkups. Spot earned 4.5 stars out of 5 for overall performance. List your name, your pet's name, your pet policy number, the cancellation effective date, and the reason for the cancellation. There's also the possibility of you conveniently canceling through email at pet_info@metlife.com, so long as the policy you have makes that an option. Yes, Spot plans offer a multi-pet discount: 10% off each additional pet that is added. The options for policyholders include accident-only and accident-and-illness plans, wellness . By The Spot Pack June 1, 2022 Stay in Touch Get pupdates from the pack. You may not assign or otherwise transfer these Terms or any rights or obligations hereunder. SPOT, at its sole discretion, and without compensation to you, may use, not use, edit, adapt, modify or discontinue the use of any communication or material you transmit to SPOT, or you post to the Site, for any purpose whatsoever including, but not limited to, disclosure, transmission, reproduction, distribution, publishing, broadcasting, or posting in any medium. Sponsor is not responsible for any typographical or other error in the printing of these Official Rules or any materials associated with the administration of the Sweepstakes or the announcement of the prize. To cancel your pet policy, contact Petplan at 1.844. 303 Banyan Blvd, Suite 101. 2.1 Insurance Offerings. To appeal your claim simply email your request and supporting documentation to service@customer.spotpetins.com. IN NO EVENT SHALL SPOT, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR REPRESENTATIVES OF SPOT (THE SPOT PARTIES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE OFFERINGS OR ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES AVAILABLE THEREON (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. . This document along with thedeclarationsand any endorsements that are attached are considered to be the entire insurance policy coveringBarney.Wewill use "Policy" going forward to reference all of these documents unlesswemention a specific document thatwewould likeyouto review. Base level plans provided by Spot do not cover routine teeth cleanings. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. Many owners without pet insurance are faced with the decision to pay for expensive vet treatment and seriously damage their family budget or end their pets life. SPOT will fully cooperate with any law enforcement authorities or court order requesting or directing SPOT to disclose the identity of anyone posting any such information or materials.2.5 Modification or Discontinuance of the Offerings by SPOT. NOTICE TO TENNESSEE APPLICANTS:It is a crime to knowingly provide false, incomplete or misleading information to an insurance company for the purpose of defrauding the company. What was once an obscure insurance product has been gaining steam. Can I cancel Petplan at any time? If you are the pet parent, you must be the policyholders. Have a pet insurance with Spot? What Do Pet Insurance Plans Provided by Spot Cover? Your pets age. More information is available at checkout. WHAT CAN I WIN?Prize includes $200 Visa gift card, bandana, leash, 2 large boxes of Sundays For Dogs foodThe winning entrants will be notified through the channel they entered. Medical records for your pet include doctors notes, laboratory results, and other documentation regarding any of your pets visits to the veterinarian. No aspect of the Offerings is intended to provide, or should be construed as providing, any investment, tax or other financial related advice of any kind. Your email address will not be published. Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. Preventive Care reimbursements are based on a schedule. Does Pet Insurance Cover End of Life Expenses? Are there any Types of Incident or Lifetime Caps? Liberty Mutual's customized Pet Insurance delivers affordable coverage so you can choose the best care possible for your pet. Plans provided by Spot cover the eligible expenses for medically necessary veterinary treatments that are prescribed to treat your pets covered conditions. Join 2,438,795+ insured dogs and cats across the US. You can also call the Petplan Customer Service Centre on 0345 071 8000 or send a written confirmation to: Petplan, Great West House (GW2), Great West Road, Brentford, Middlesex TW8 9DX. Note: your premium may change based on your new zip code. The insurance company might charge you a small administration fee to cover the paperwork involved with the cancellation. Veterinary Services. Picture of pet, entrants full name, email, and address must be sent to Spot Pet Insurance 990 Biscayne Blvd. Your monthly premium is based on the deductible, reimbursement percentage, and annual payout options that you choose from the table below. NOTICE TO ILLINOIS APPLICANTS:A person who knowingly makes any false or fraudulent statement or presentation in or with reference to any application, or for the purpose of obtaining any fee, commission, money, or benefit from or in any company transacting business under this article, commits a Class A misdemeanor. Wagmo is a pet insurance plan that works for both dogs and cats, and while it offers a range of customizable features, its best attributes include: Short, 15-day waiting period. 2. Login to the member portal with your credentials and access your personalized pet insurance portal only on Spot Pet Insurance Member Portal page. Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available limit . Standing refers to the right of a party to bring a lawsuit to court. If you do not know the exact date of birth of your pet, please use your best estimate based on your pets medical records or shelter/rescue documentation. Does Spot Offer a Plan for Preventive Care Coverage? The only treatment covered for dental accidents is tooth extractions. Spot plans offer an unlimited annual limit option, no per incident caps, and no lifetime caps. 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